Untangle Finance - Terms of Service

1. Introduction

Welcome to Untangle Finance Ltd. (“Untangle Finance”, “we”, “us”, or “our”). These Terms and Conditions ("Terms") govern your use of our platform, mobile application, and related services (collectively, the “Services”).

By accessing or using our Services, you agree to these Terms. If you do not agree, you must stop using our Services immediately.

2. Eligibility

You must be at least 18 years old to use our Services. By accessing our platform, you confirm that you meet this requirement and are legally permitted to use our Services in your jurisdiction.

3. Use of Services

You agree to use our Services lawfully and responsibly. Specifically, you must not:

• Engage in fraudulent, illegal, or unauthorized activities.
• Interfere with or disrupt the operation of the platform.
• Use our Services in a manner that may harm Untangle Finance or other users.

4. Account Registration and Security

You must provide accurate and complete information when creating an account. You are responsible for keeping your login credentials secure. Any activity under your account is your responsibility. If you suspect unauthorized access, notify us immediately at support@untangle.finance.

5. Financial Disclaimer

Untangle Finance provides financial tools and information but does not offer financial, investment, tax, or legal advice. Any content provided is for educational purposes only and should not be considered professional financial guidance. You are solely responsible for your financial decisions and any consequences.

6. Third-Party Services and Content

Our Services may include links to third-party websites, tools, or services. We do not endorse, control, or take responsibility for any third-party content, policies, or actions. You should review the terms of any third-party services before engaging with them.

7. User Responsibilities

By using our Services, you agree to:

• Provide accurate and up-to-date information.
• Comply with all applicable laws.
• Respect the rights of others, including intellectual property rights.
• Avoid engaging in spamming, hacking, or any activity that compromises security.

Failure to comply with these responsibilities may result in account suspension or termination.

8. Intellectual Property Rights

All content, trademarks, logos, and materials within the Services are owned by Untangle Finance or licensed to us. You may not copy, distribute, modify, or commercially exploit our intellectual property without prior written permission.

9. Limitation of Liability

To the maximum extent permitted by law:

• Untangle Finance is not liable for any indirect, incidental, or consequential damages arising from your use of our Services.
• Our total liability for any claims related to our Services will not exceed the greater of: (i) £100 GBP or (ii) the amount you paid to use our Services in the last 12 months.

10. Indemnification

You agree to indemnify and hold harmless Untangle Finance, its officers, employees, and affiliates from any claims, damages, liabilities, or expenses resulting from:

• Your use or misuse of our Services.
• Your violation of these Terms.
• Any harm caused by your actions on our platform.

11. Termination of Services

We reserve the right to suspend or terminate your account at any time if you violate these Terms. Certain sections (e.g., Intellectual Property, Limitation of Liability, Indemnification) will remain in effect after termination.

12. Dispute Resolution and Governing Law

These Terms shall be governed by the laws of England and Wales, without regard to conflict of law principles. Any disputes must first be resolved through good-faith negotiations. If unresolved, disputes will be settled through binding arbitration in London, UK in accordance with applicable arbitration rules. You waive any right to participate in class-action lawsuits against Untangle Finance.

13. Changes to These Terms

We may update these Terms from time to time. Continued use of our Services after an update means you accept the revised Terms. We will notify users of significant changes via email or platform notifications.

14. Contact Information

If you have any questions or concerns regarding these Terms, you can contact us at: support@untangle.finance